Showing posts with label coldwell banker. Show all posts
Showing posts with label coldwell banker. Show all posts

Wednesday, January 22, 2014

Professional...What does it mean?

Prior to getting into real estate I worked for 6 years as the Manager for the Construction Association in Yellowknife calling on contractors and suppliers. Some of the companies were dilapidated outfits working with a small community mind set where they could never hope to grow their business. I recall saying to the Executive Director that we should not be recruiting members from these hopeless situations because they will not participate in the betterment of the membership or likely keep up with their dues. Not because they were bad people – they weren't, but because they will feed their families first and worry about their corporate responsibilities second. We did it anyway and they did go broke and they did leave debt behind them.

The same holds true of so many real estate Brokers.  Hire as many bodies as possible. If the odd one makes it, good! For the others, too bad! As their pangs of hunger set in, scruples fall by the wayside. Ethics fly out the window. The ethical, competent and altruistic REALTOR®s and our entire industry suffer by association.  I remind our REALTOR®s often – you will be painted with the same brush as your colleagues – so let’s help keep each other in-line.

As agents pre-qualify purchasers, so should Brokers pre-qualify potential new hires. There is more than adequate information available on the Internet and elsewhere about sensible hiring and better employee retention. Take some time to actually research who you are going to meet with.  I’m often shocked at the silence on the other end of the phone when I ask a potential recruit for a current resume prior to our meeting. Until our indifferent hiring practices are eliminated we will struggle to raise the measure of professionalism into our industry.

A recent article in The Canadian Medical Association Journal was brought to my attention.  It asks, “Can professionalism be taught?” to which it answers, “Probably not.” The article says many things that provide advantages in life cannot be taught – competitiveness, intelligence, curiosity, creativity, persistence. 

We would pose the same question to real estate educators, brokers and sales agents. Many of the consequential qualities of professionalism go far beyond practical know-how, listing, selling, leasing and all that goes with it. These virtues cannot be gleaned from books or attending lectures. No instructor can teach altruism. The individual must be a good person of high moral character to start with. It is given that the teaching of ethics starts in the cradle and advances with age – on a continuous path paved with experience and consequence.

The intention of the REALTOR® Code of Ethics, which is similar in many associations across North America, is intended to ensure that REALTOR®s are treating their clients and their colleagues with respect, fairness and honesty. The codes are enforceable and violation of any of them garners the harshest of consequences...we hope.

The penalties, not only those levied by our own associations but by the courts of the land, don’t have any teeth. The public is seldom advised about the misdeeds of the unethical. REALTOR®s rarely, if ever, squeal on each other, often because nothing happens, it’s just not worth the bother to report a violation or because of the risk of being seen as a squealer. Those caught with their hands in the cookie jar will do it again, but next time will be more careful not to get caught. 

I think we forget that we are members of a self-regulating industry that holds itself out to maintaining high standards and practices of conduct. We set our own standards and define the behavior that defines our professionalism. However, attending an ethics lecture, taking continuing education courses, keeping your license current and paying dues does not make you a professional anything.

What’s the bottom line? Most professional organizations are of the opinion that professionalism can in fact be taught. This is not in a classroom and not by role modeling alone, although both help.  It should be mostly by observation and the example set by Brokers and the industry as a whole following the guideline of  “The Golden Rule” and the example set by their professional and ethical peers.

Ethics will only win out when there is a transition by all REALTOR®s to become active learners and recognize that the actions of any individual REALTOR®, both positive and negative, reflect on the public’s perception of ALL members of the real estate industry.

I think it begins with the hiring practices of so many Brokers, the “fill the desks with breathing bodies” syndrome. As the failures of the new recruits become more evident, professionalism does not play an important role.



Until REALTOR®s choose to trade greed for improved ethics, these problems will never be solved. We must recommit to traditional values.  It will not be by having more classroom exercises or preaching the gospel of ethical behavior, but by upholding the values of a profession and to quote the medical doctors, “Do no harm”.  This will be by not just giving lip service to professionalism but by placing the interests of our clients, and our colleagues’ front and centre. 


This involves having a genuine desire to serve others, an emphasis on values and purpose, a sense of responsibility for long-term consequences and knowledge of both the strengths and weaknesses of being regarded as a professional.  The following characteristics of Professionalism were common to my own opinions and my research from various sources:

The elements of professionalism are:

  • Integrity as illustrated through ethical and professionally responsible practice and conduct, competence and expertise.
  • Pride in your chosen profession and the contribution it makes to society.
  • Spirit and enthusiasm.
  • Civility to clients, prospects, colleagues, associates and competitors.
  • The provision of service for the public good through client relationships and responsibilities.
  • Demonstrated leadership and reliability.
  • Commercialism balanced with a livelihood and service.
  • Substantial training and experience buoyed by continuing education.

Where do we go from here? Where will we be in five years, 10, 20?

What will it mean to be a “professional REALTOR®”? You tell me.

When the going gets "Tough"...just call me.
Susan Tough

Friday, May 17, 2013

Common Closing Costs for First Time Buyers



You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your REALTOR® and/or Lawyer conducting the closing will tell you the required amount for:

  • Down payment on the purchase price
  • Appraisal (some banks will include this if you deal with them)
  • Credit report (should be included from your lender)
  • Private mortgage insurance premium – depending on the amount of your down payment
  • Homeowner’s insurance
  • Property tax even if being paid as part of the mortgage, you may have to reimburse the seller for a portion they have already paid – determined on your date of closing. Lenders keep funds for taxes accounts as they are paid with the mortgage, then pay taxes for you.
  • Title registration costs are included in your lawyers conveyance fees
  • Legal fees 
  • Survey Certificate if the seller does not have one to pass on
  • Title Insurance is an alternative to a Survey Certificate 
  • Proration's for your share of costs, such as property taxes
  • Property Transfer Tax (as a first time buyer you may be exempt – confirm if you qualify
  • Utility Deposits (if you are new to the Utility company your deposit may be substantially more than just a transfer fee)
  • Home inspection  - cost varies depending on size and age of home

I haven’t gone into the detail of all of these items – Your REALTOR®  or Lawyer will confirm these costs and determine if you qualify for exemptions or discounts.  It’s important you have a discussion on all these items so you are properly prepared.

Reviewing home maintenance expectations is also a great conversation to have.  Never having owned a home before you may not be expecting the  ongoing costs for changing your filters, lights, yard maintenance, or garbage removal.  If you are purchasing a new home – you might need to buy window covers, yard maintenance equipment like hoses, lawn mower, rakes.  Small appliances are not usually included in your purchase – you might need a microwave, coffee pot, fire extinguisher, garage door remote.

Not to overwhelm – just wanting you to put complete thought into your process so you can enjoy the end result and not be caught short of funds or have unrealistic expectations. 
At the end of it all – nothing gives you a greater sense of community, accomplishment and pride then settling into you first home.

Thursday, May 16, 2013

Guest Blog - Taking the LEAP!


Taking the LEAP!

Guest Blog Post by Ashley Houseman

There’s nothing more exciting than researching homes on the internet, sifting through hundreds (maybe thousands) of photos of homes listed for sale until you narrow down the possibilities and compile your list of those you’d like to see in person. In most cases, a picture is truly worth a thousand words.

On numerous occasions, I've had the pleasure of walking through homes with First Time Home Buyers to discover some of the most outrageous and interesting features a house could possibly possess. Some in which you wish the REALTOR® would have posted pictures of, so you could have ruled it out as a possibility and saved yourself the gas and your precious time to see it.


Epic Fail!

Homes with holes in the floor (we could see the dirt fill below), bathrooms with the door against the toilet, homes that were previous crime scenes (which I found out later via “Googling” the address), an ENTIRE home that was a dedicated shrine of Dale Earnhardt Jr (I’m a fan, just not an entire house of it) and my personal favorite:  a bidet in the middle of a bedroom, yes, a bedroom.

It’s tough to see yourself in a home when either photos don’t do a good home justice or when a potential home is washed out by clutter or issues that are hard to look past. Here’s a few tips to help you to weed out the bad ones from the diamonds in the rough:

Do Your Homework:

  • Go online:  Did you know that most REALTORS® can send you listings via email to check out from the web from the comfort of your couch? Use their services to check out homes! Their MLS® will be your most up-to-date source for what’s available on the market. Also check out  www.ColdwellBanker.ca and their app as well.  Or www.KelownaRealEstate.com
  • Do the Drive-by:  If it’s a good possibility, drive by the home and see if you like the location. This will help you to weed out more homes than you think.

Look Past the Surface:

  • Good Bones:  If shag carpet and gaudy wallpaper isn’t your thing, don’t sweat it. Those are cheap fixes to a home that may have great bones. Look past the things that are easily replaceable and look at the layout of the home, as adding an addition is way more expensive than that gorgeous granite you’ve been dreaming of.
  • Don’t Fall for the Bells & Whistles: Quite opposite of the last tip. A home may have some sweet upgrades like solid counter tops and stainless appliances, but you aren’t too crazy about the layout. Just remember, you can always customize the home down the road but living in a home with an awkward layout can eventually get annoying. It’s more expensive to do a total renovation (knocking down walls, permits, etc) than it is to buy an entire stainless kitchen on a Memorial Day sale.

Think About the Future:

  • Resale, Resale, Resale:  That small bedroom that is a decent “office” now may not be a considered good-sized bedroom for a buyer down the road when you’re trying to sell, as this personally cost us 10+ buyers when selling our home!  Don’t compromise on things that you think may hinder your chances of selling the home in the future.
  • Replacement Costs:  Buying a home is an investment, especially if you have to replace a ton of stuff inside. Take a closer look at things like the roof, air conditioning unit, pool pump, and other high ticket items that could be in need of replacing. It’s good to budget replacement costs into your yearly budget, but you don’t want to take on a home that needs everything replaced all at once.

A Home Fit for a Family:

  • Busy Streets:  If you have or plan on having kids, that’s great, just make sure the house accommodates them! Any parent of a toddler will tell you that living on a busy street is one of the scariest things in the world as you watch cars fly by your driveway. Consider an area that has less traffic and will be safer for the little ones.
  • A Tub:  As silly as it sounds, you will want a tub in the guest bathroom. Unless you want your sweet munchkins taking over your master every night until they can bathe themselves, save yourself the insanity and make sure there’s a tub in the guest bathroom for the little ones.

These are just a few things to think about when you’re looking to buy a home for the first time. When in doubt about certain things, always consult a real estate professional, as they are your best source of information in the home buying process.

No matter what your first time home buying adventure is like, just remember, you could always have a bidet in the middle of your bedroom.

Ashley Houseman( YES! Her last name has HOUSE in it) is an Associate Broker/REALTOR® with Coldwell Banker Morris Realty. in Punta Gorda, Florida. You can follow her on Twitter at @BrokerEXCLUSIVE or visit her blog www.brokerEXCLUSIVEblog.com

Wednesday, May 15, 2013

8 tips for finding your first HOME!



The following post comes from Coldwell Banker Vanguard Realty, Inc. agent, Kim Knapp. Kim is an experienced agent in Northern Florida and has a great team who has worked with countless first-time home buyers.  What is interesting for me  - is that even though the price points, market, product and geography of the Buyers are different to our – their needs and process is the same.

Here are her 8 tips to help make finding that first home go as smoothly as possible:


  1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing. “Our local Coldwell Banker Horizon Realty REALTOR® can help you determine what areas will present you with the amenities you would like to fit your life style choices”
  2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.
  3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender or Mortgage Broker (Brenda Dilley brenda@homelinecanada.com) and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford. A good Realtor can help you go over the expected closing costs, whether or not you qualify for an exemption from the Property Transfer Tax and how the statement of adjustment from the lawyer at completion will reflect those costs to you.
  4. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own. You will be the one that will be ultimately living in the home and paying the mortgage payment.
  5. Decide your moving timeline.When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.  “School start dates, right down to the available of friends or family that may help with the physical move.”
  6. Think long term.Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.
  7. Insist on a home inspection.If possible, get a warranty from the seller to cover defects for one year. “In some markets that is uncommon but certainly obtaining a professional home inspection from a QUALIFIED inspector is most important – we have contact info and credentials from several in our Kelowna area”
  8. Get help from a REALTOR®.Hire a real estate professional who specializes in buyer representation.  “You can secure your agency contract with them by completing and Exclusive Buyers Agency agreement. Our Realtors will explain clearly what their fiduciary duties are to you as their client, how they are compensated through the transaction and any other details you need clarity on.

REALTORS® are a huge wealth of knowledge and can help you through every step of this exciting – but sometimes scary process.

Tuesday, May 14, 2013

First Time Home Buyers Week...Coldwell Banker



There seems to be a week for everything these days, but very few of them prove to be valuable for more than just a week. So Coldwell Banker® With 30% of home buyers in 2013 being first time home buyers, they are dedicating an entire week of content on the Coldwell Banker Blue Matter blog, Twitter and Facebook pages to sharing tips, explaining terminology, and guiding first time home buyers through the real estate process.  We will also post this info to our Facebook page as it filters through to us.

The Coldwell Banker network of agents and brokers across the globe share insights as well as real life experiences from first time buyers who are currently going through the home buying process for the first time. In my Blog of September 8, 2011  “Out of the Mouths of Babes” I review some of these topics from the perspective of my daughter – who just bought her first house.  Even though inventory and markets change, the basics haven’t changed much at all –Here’s just a quick sample of some of the content I’ll be unveiling as it comes through:

8 Tips for Finding Your First Home
Confessions of a First Time Home Buyer – Taking the Leap
Common Closing Costs for Buyers
Real Estate 101: What does it mean to be pre-approved?
Real Estate 101: The Importance of Interest Rates
9 Questions to Ask Your Home Inspector

As an aside to the First Time Home Buyer Week – there have been reports generated from surveys that show a very interesting trend in young couples entering the real estate market.


When headlines address the home buying market, it’s typically done from a dollars-and-cents perspective. But, buying a home is so much more than a business transaction as we are seeing a shift in the real estate culture that is being led by millennial couples who are purchasing a home before marriage. Buying a home is one of the most emotionally impact-ful experiences a person can have, especially if it’s a mutual experience shared with one’s husband or wife (to be).

Coldwell Banker Real Estate partnered with market research firm Harris Interactive to learn more about the emotions married adults exhibit during the home buying process. As it turns out, the survey findings revealed that 1 in 4 young couples are buying a home together before tying the knot. The results also discovered that nearly all (92 percent) of married individuals who purchased their first home with their current spouse after being married view it as a positive milestone in their relationship and life together. From a psychological vantage point, these statistics make complete sense.

Purchasing a home is a very exciting and special time in a couple’s life.  Time.com and USA Today, have been seen to say buying a home together has become “the new engagement ring” for some young couples. The home buying process forces couples to deal with their competing feelings of money and how to spend it, and that is why successfully purchasing a home with someone else is deemed a significant accomplishment in any relationship. It means the couple has been able to overcome their differences in an effort to create a better future together.

Friday, March 1, 2013

We Believe


The grass is not always greener on the other side – it’s just a different shade of green – with different characteristics, strengths and weaknesses. When you are looking for representation –it’s the details that will take you down the path.

A trusted real estate agent provides experienced counsel, guidance and unparalleled local expertise. Although they don’t have a law degree – their detailed knowledge of contracts can provide you with protection as you move forward in a real estate transaction. 

For first-time home buyers, the first step can be one of the most intimidating.  For the seasoned buyer or seller – you may think you know it all. Things change – all the time – a REALTOR® is required to take Continued Education Courses and is provided with counsel from their industry, lawyers and most importantly, their Broker.

The professionals at Coldwell Banker Horizon Realty have provided the following tips to identifying the right real estate professional: 

Ask around: 
 Friends and family can be the first source of helpful information.  Referrals are the leading source of finding an agent.  If you’re new to the area or don’t have references, you should feel free to contact the manager of the local Coldwell Banker® office - that’s me.  Once you explain your situation and needs, I will be able to suggest a few names of Agents that would meet the qualities you feel you could relate to.

Questions for potential candidates:
As you meet potential agents, you should feel empowered to determine if the agent’s personality and skills are a good match.  Some of the key questions that might help you make a decision include:
  • What is your experience in Kelowna or West Kelowna?
  • What is the average price point of homes that you help people buy and sell?
  • Could I speak with some of your past or current clients for a reference?
  • Tell me about the brokerage firm you work with.  How long has it been around?
  • What tools do you employ to help get the job done?

Examine their on-line presence:  

Many real estate professionals are especially savvy when it comes to marketing themselves (or their listings) on-line.  They list their areas of speciality.   If the person is highly-visible and socially active on-line, it is also a good indicator that he or she is connected to the right tools and technology that come in handy for home buyers or sellers. Don’t be afraid to inquire about their experience using video when it comes to real estate.  Cutting edge agents can point you toward video tours, community videos and more to give you a real life sense of the areas you are considering.  Those same tools that might help the Buyer buy – will help the Seller sell – as they will attract the rights buyers to your property.  


Ultimate Service® is a program available to all Coldwell Banker Agents. It provides the consumer a true measurement of service to be provided to them, an opportunity to let us know how we did and the ability to terminate our relationship if the REALTOR® doesn't follow through with the service commitments promised.  For 17 years we have had a 98% Customer Satisfaction approval rating.  Our past clients are telling you, you've made the right decision if you choose a Coldwell Banker Agent.

Go with your gut:
After consulting with friends and family, reading some testimonials, doing research and looking on-line, your instincts are often right on.  You will have a good “gut” feeling as to whether a person will be a good fit for the house-hunting /selling process.  It’s a home – not a house – “We Believe” in family life, community living, neighbours and neighbourhoods, “We Believe your home is your castle”   Finding the right one becomes easy when you find the right REALTOR®.



Coldwell Banker 


When the going gets "Tough"...just call me.
Susan Tough

Friday, August 17, 2012

TRUST



Trust – do you trust your mother? 

Do you trust your doctor – if you don’t you will likely find a new one.

Do you trust your best friend? Of course

What about your mechanic – you wouldn’t let just anyone work on your BMW, classic Triumph or that very first car you bought on your own.

REALTORS® – do you trust your Broker?  Do you know they have your back no matter what – can you trust they will perhaps not always tell you what you want to hear, but what you need to hear.

Buyers and Sellers – do you trust your REALTOR®?  If you don’t – you really do need to find a new one.  Please don’t buy into the bad press the industry gets as a whole.  If you have a bad dentist, you change dentists – you don’t mistrust all dentists.  It’s the same with REALTORS®.  Don’t paint them all with the same brush.  Give yourself the time you need to find one you trust – a trusted REALTOR® will help you negotiate on the largest purchase or sale you will ever make.  They help you settle into the community, leave a community... turn a house into a home.

I want to share a blog written by one of the industry’s most respected marketing and social media specialist – David Marine - the Senior Director of Consumer Engagement for Coldwell Banker Real Estate LLC.  We are blessed to have David as a member of the International team for Coldwell Banker Real Estate LLC.


"Changing the Real Estate Conversation...The majority of people that will make a real estate transaction this year are doing so not for investment purposes, but for lifestyle reasons. We’ve become obsessed with home value estimators, but the real value of a home is in how it improves the lifestyle of the owner. Sappy? Perhaps, but it doesn’t make it any less true.
As an industry, we’ve forsaken the dialog of owning a home for lifestyle reasons in favor of mirroring the mood of the media. Stop following the pied piper. Let’s get some trust back.
Regaining consumer trust is no easy task. It’s not a simple five step process, but there are a few things we can do to rebuild what we’ve broken. And it can start online." Read More...

Thanks for giving this some thought  - repost – or share with someone you.  Working through the many facets of your life with your family, friends and colleagues is so much more enjoyable when you surround yourself with people you Trust!                                 

Coldwell Banker® – Where Home Begins.

When the going gets "Tough"...just call me.
Susan Tough


Thursday, August 2, 2012

Sellers, take note:



GROWING FAMILY IS NO. 1 LIFESTYLE MOTIVATOR FOR HOME BUYERS

Coldwell Banker® survey finds Sellers are more willing to make changes to increase buyer appeal; Buyers prefer updated kitchens & open floor plans to trendy media rooms  
A recent survey of 700 Coldwell Banker Real Estate professionals across North America revealed home buyers are motivated by lifestyle needs, with growing families ranking as top motivator on both sides of the Canadian/U.S. border.  Meanwhile, sellers are becoming increasingly aware of the value of presenting a home with buyers appeal, and are becoming more willing to go the extra mile as they compete for buyers’ attention.

Sellers More Willing to De-clutter, De-personalize and Make Repairs


Of those Coldwell Banker professionals surveyed:

  • 94 percent say their sellers are getting rid of clutter and making cosmetic updates, such as fresh paint and minor repairs.  This percentage was the same for both Canadian and U.S. respondents
  • 60 percent of Canadian respondents agree that clients are willing to “de-personalize” the home.  This percentage was much higher in the challenging U.S. market, where 76 percent agree.
  • 59 percent of North American respondents say sellers are even bringing in new home decorations or furniture to help make the home more appealing.  

When marketing your home, it’s important to help buyers imagine themselves living in the property. De-cluttering and de-personalizing is crucial to this process.  Sellers should recognize that while demand for homes remains strong in Canada, their home is still competing with other listings.  If a home is presented with a minimum of clutter and distracting personal items, it will appeal to buyers and improve the chance of a sale. 



Buyer Preferences are ‘Back to the Basics’


Sellers, take note: when it comes to selecting a home, buyers are going back to the basics.  They value new or updated kitchens, bathrooms and open floor plans as the most important features for a new home. 

  • 33 percent of agents surveyed across North America say that a new or updated kitchen is the most important feature to home buyers. 
  • 14 percent say the most important feature to home buyers is an open floor plan, while 12 percent say it is a new or updated bathroom. 
  • Only 1 percent of the real estate professionals surveyed say they believe that entertainment rooms or finished basements are the most important feature.

Home Buyers Moving for Babies and Careers


The survey also drilled down into which life events are motivating the most people to buy homes.  According to the Coldwell Banker Real Estate professionals surveyed, growing families is currently the biggest lifestyle driver for home buyers in both Canada and the United States.  


70 percent of real estate professionals surveyed say a new baby or growing family is the “most common”, or a “very common” lifestyle reason that North American buyers search for a new home.  Other key motivators include: 

  • Marriage - 59 percent.
  • Divorce - 48 percent.
  • Retirement - 37 percent. 

While the majority of survey responses regarding buyer motivators were similar between Canada and United States, and although job reasons was the No. 2 reason overall across North America, there was one marked difference.  Fifty-five percent of Canadian respondents cited job reasons vs. 69 percent of respondents in the United States, where the economy and job market have endured recent downturns.  


For most of us, while a home is probably our largest investment, the fact remains that people move for lifestyle reasons.  Regardless of market conditions, buying a home remains an investment in our lifestyles where the emotional and psychological benefits can hold equal value to the pure economic investment.

Canada vs. U.S. Pricing Variances


The survey also indicated a clear difference between the two countries when it came to sellers’ pricing strategies.  Unlike the stable Canadian real estate market, much of the U.S. market has been challenging for the past few years.  The Coldwell Banker survey indicates that U.S. sellers are ready to ‘get real’ about real estate.  In the United States, 51 percent of those agents surveyed said sellers were more willing to price their home competitively than at the same time last year, while in Canada only 31 percent of surveyed agents said their sellers were willing to do so.    


Canada continues to enjoy a stable, balanced market, with near historic low interest rates, and a good inventory of homes for sale.  This supports demand for housing, and sellers are continuing to price their homes according to our market conditions. 




Your Coldwell Banker professional REALTOR® can help you determine what ‘tweaks’ you can do fairly easily to your home that will attract more Buyers to the table.  Your REALTOR® is equipped with comparable properties and shopping statistics that can make a huge difference in how they expose your home to the market place to have the greatest effect.



When the going gets "Tough"...just call me.
Susan Tough

Thursday, April 12, 2012

How great is this!?!


What a wonderful evening was shared by REALTORS® and Staff at the beautiful Quail’s Gate Winery on Boucherie last night.  Some people don’t appreciate or follow the award standings of their  REALTORS®.  Others do very much.


From our point of view – as independent contractors – REALTORS® are effectively in charge of their own business model and career success.  I believe that acknowledging them for the dedication to their profession is a very good thing.  Just like any profession or service providers you come across in your daily activities – there are some that meet your needs better than others.  At Coldwell Banker Horizon Realty – we are blessed with the ones that rise above the industry standard of care and production.  


What that translates to you – the public – is that you can rest easy when you have the benefit of a Coldwell Banker Horizon Realty REALTOR® working with you on your purchase or sale.  The Ultimate Service
® 
program embraced by our licensees is exactly that – a measurement of the top quality service they provide during a very important time of your lives – moving.  What makes this measurement even more valuable is that the results and award winners are acknowledged because of direct feedback the BRAND gets from you – the clients.  You tell us constantly – that your Coldwell Banker  REALTOR®  was amazing, trustworthy, professional, kind, knowledgeable...... the list goes on.  

Thank you from all of us for your kind remarks and feed back – and Thank you for your continued loyalty and trust.

2011 Ultimate Service
® Winners are:

Gary August, Malcolm Bellinger, Allyn Bentz, Ellen Churchill, Leigh Bjornson, Renate Boucher, Marlene Braun, Jennifer Bregolisse, Jaime Briggs, Paige Guernsey, Cecile Guibault, Jane Hoffman, Tracy Lang, Gary Loverin, John Mandoli, Murray Neuman, Roma Niessen, Darcy Nyrose, Blake Roberts, Barret Watson, Ian Watson, Jennifer Williamson

                  

Jane Hoffman Group – #1 Coldwell Banker® team in Canada and #1 team in British Columbia and in the top 10 teams in Canada for total units.


After more than two decades of landmark achievements, Jane Hoffman has firmly established herself as the Okanagan’s most respected and prolific lakefront real estate specialist. Jane has leveraged this experience in leading and inspiring the real estate sales and marketing professionals of Coldwell Banker Jane Hoffman Group.




Cecile Guilbault earned the #1 sales associate award for British Columbia. 

Since 1995, Cecile's been pursuing her own dreams of living in the Okanagan and all the great opportunities it has to offer. When it comes to buying or selling property in this unique area her pride, love and appreciation for living here is reflected in her caring and personalized service.





Commercial Property Manager Shirley Mehus - earned the commercial awards -  Bronze Circle of Distinction & Top Commercial Professional in British Columbia



International Production Designations are important for the REALTORS® as it shows them how their efforts measure up to the International 85,000 Coldwell Banker® sales associates.



Canadian Associate Individual - top 30% in Canada:



Charlene Bertrand   Brian Gatzke             Bill Raine

Al Boyle                      Gary Loverin              Walt Reglin
Mark Boppre              Richard Paterson
Cathy Cherka            Marnie Perrier


International Sterling Society Individual - top 20% of all sales associates in North America

Allyn Bentz             Karen Guy                 John Mandoli
Ellen Churchill       Steven Hampton      Hugh Mervyn
Paige Guernsey     Bonnie Hunter


International Diamond Society Individual - top 15% of all sales associates in North America

Renee Boucher
Murray Neuman
Roma Niessen


International President's Circle Individual - top 8% of all sales associates in North America

Jaime Briggs has been recognized as our #2 producing individual sales associate in the Coldwell Banker Horizon Realty franchise.



International President's Elite Individual - top 3% of all sales associates in North America

Cecile Guilbault 

has been recognized as our #1 producing individual sales associate in the Coldwell Banker Horizon Realty franchise.


International Sterling Society Team - top 30% of all teams in North America

August & Bregolisse - Gary August and Jennifer Bregolisse
Roberts & Braun - Marlene Braun and Blake Roberts


International Diamond Society Team - top 21% of all teams in North America

Dusik, Bjornson & Lang - Greg Dusik, Leigh Bjornson, Tracy Lang and Katherine Dusik
Watson Brothers - Ian Watson and Barret Watson


International President's Circle Team - top 13% of all teams in North America

Nyrose & Associates - Darcy Nyrose, Jennifer Williamson, Dave Sutherland, Dave Sargent, and Jason Koverchuk

In the top ten teams for Canada for total units.



International President's Premier Team - top 2% of all teams in   North America

Jane Hoffman Group - Jane Hoffman, Kristy Huber, Carole Ceron, Lora Proskiw, Dean Simonelli, and Sherrin Stewart


Chairman’s Circle - Coldwell Banker Horizon Realty

John Geha, Coldwell Banker Canada Operations ULC President stated today: “I am very pleased and Proud to have a company of the quality of Coldwell banker Horizon Realty in our network.  For the 10th year they have qualified for the very prestigious award of being recognized as a Chairman’s Circle company within the Coldwell Banker® Brand of Affiliates – which puts them in the Top 1% of Brokerages – Globally! 
This quality is not just reflected in the ownership – it starts with the Sales Representatives, the Management and the staff. A combination of people, professionalism and service are some of the many factors that make a Chairman’s Circle company ...and on top of that – they have qualified for the 15 year as an Ultimate Service® Company – an accolade we are all most proud of as that comes direct from the consumer.  I was very pleased to present these awards and share in the evening with them last night.”


When the going gets "Tough"...just call me.
Susan Tough

Monday, April 9, 2012

Women VS Men - Home-Buying Decisions

Coldwell Banker® recently published a survey about how men and women differ in their home buying decisions.  Here are the results:


Coldwell Banker Survey Finds Women and Men Make Home-Buying Decisions with Head and Heart
PARSIPPANY, N.J. (March 27, 2012) – Square-footage and price are important elements to consider when selecting a home but according to a new survey from Coldwell Banker Real Estate of 1,000 men and women, they both also rely on how they feel and how their lifestyle fits into a home when looking for a place to live. The survey found 28 percent of women and 25 percent of men put more emphasis on their feelings about a home than they do on the layout, square footage, or price. The majority of women (62 percent) and men (61 percent) also know within the first visit if the home is right for them.

“A home is more than square-footage and the number of bedrooms and bathrooms, and this survey shows just how much emotion can play a role in home buying process,” says Jessica Edwards, Coldwell Banker Real Estate consumer specialist. “When two people are looking for a home together, there are many considerations to take into account.  Of course, price and layout matter, but ‘feeling at home’ is an important factor.”


The survey also reveals insights into the roles men and women play at home and finds some interesting differences between age groups. 
Women Take Charge of Making a House a Home:
  • Over half of women (54 percent) say that they take the lead when it comes to decorating.  However, younger men play a larger role in décor decisions than their older counterparts. Forty-eight (48) percent of younger respondents, age 18-44, say decorating is mutual; this decreases to 36 percent for respondents 55 and over.
  • Women also cook it up in the kitchen. Sixty-eight (68) percent of women say they are the “primary chef” for their household.  Not to be outdone, some men are also putting on the apron – occasionally.  Nearly a quarter of men (23 percent) say cooking is their job.
Age Changes How Men and Women Feel “At Home”
  • Sharing financial decisions may get easier over time. Fifty-four (54) percent of people age 18-44 say major financial decisions are mutual, compared to 60 percent of those 45-54. This increases to 70 percent for people 55 and over.
  •  Interestingly, as age increases, so does contentment with the current status of the home. Almost half (45 percent) of those older than 55 say they are very happy with their home just the way it is, compared to 25 percent of those age 18-44.  More men seem to be focused on making significant changes to the home (9 percent) compared to women (5 percent).

Check out this video from Coldwell Banker highlighting tips for both men and women for buying a home.



    For couples entering the home-buying process, here are Edwards’ tips for harmonious house-hunting:

    • Each person should come up with a list of a few things that are most important and then come together as a couple to decide on a list of the top three to five things that are important for the home. 
    • When looking for a home, communication is key. Consider designating a point person for different aspects of the home-buying process, so that information is not delayed or communicated to just one part of the couple.
    • Don’t get too many people involved; typically more people means more stress and what is most important is that the couple is happy with the decisions being made.
    • Don’t forget to have fun! Remember that this home will be the place to build memories and a life together.
    What has motivated you in your home buying decisions? Whether you are a head or heart person, make sure you are represented by an experienced licensed REALTOR®. 

    When the going gets "Tough"...just call me.
    Susan Tough



    For more information please visit ColdwellBanker.com. 
    Survey Methodology: Coldwell Banker Real Estate engaged SSRS to conduct an omnibus survey via telephone in February 2012, among more than 1,000 respondents. This study was conducted in SSRS’s EXCEL Omnibus. EXCEL is a national, weekly telephone omnibus service designed to meet the standards of quality associated with custom research studies. The EXCEL survey consists of a standard set of introductory and demographic questions supplemented by a changing series of questions on various topics as contracted by participating companies.
    Sample Design: Each EXCEL survey consists of 1,000 interviews, with 50% men and 50% women.EXCEL uses a fully-replicated, stratified, single-stage random-digit-dialing (RDD) sample of telephone households. Sample telephone numbers are computer-generated and loaded into on-line sample files accessed directly by the CRT system. Within each sample household, one adult respondent is randomly selected using a computerized procedure based on the “Most Recent Birthday Method”. Respondents answering questions in an EXCEL insert specifically designed for this survey were 1014 men and women ages 18 and older.
    Margin of Error: Because this is a sample, and not an actual population, an associated margin of error applies. At a 95% level of confidence, the margin of error for this sample of 1014 is +/- 3.08%. This essentially means that we can be 95% certain that, for any percentage result for the total sample, the “true” percentage is within 3.08 percentage points of that which is actually reported.
    Significant Differences: Within this report, significant differences are reported at the 95% level of confidence.